The American People...personified.

Currently, the American People are like a hooker that pays you for a blowjob.

The People: *Cough* *Gurgle* "We done?  That's 50 bucks."

The Banks: "Thanks hon.  Put it in my back pocket while I wipe my dick in your curtains.  And don't forget the tip."

Crude?  Yes.  Accurate?  Yes.

Needs changing?  Yup.